The Home Insurance Crisis Is Getting Even More Expensive

In California, a home insurance rate increase by State Farm is yet another sign of growing crisis driven by climate change.

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Losing Your Home Close to Retirement Age: What to Consider Before You Sell or Rebuild

Losing your home in a disaster when you’re at or near retirement age can derail your finances and jeopardize the funds you were counting on.

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A Personal Finance Reporter Ponders His Own Climate Change Risk

A Times reporter co-wrote a guide to buying a home in an era of record heat, floods and billion-dollar disasters.

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Your Home Is Vulnerable to Extreme Weather. Here’s How to Protect It.

Here are some tips on how to defend your home against floodwaters, dangerous winds and wildfires.

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How Can I Lower Climate Risks When Buying a House?

The danger from extreme weather is growing, and so are insurance costs. Here’s what to know.

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California’s FAIR Plan Gets $1 Billion Bailout After L.A. Fires

The move will likely lead to higher costs for households across the state, and may push more insurers to leave, intensifying a home insurance crisis.

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State Farm Seeks an Urgent Increase in California Rates After Fires

The company asked state regulators to approve a 22 percent increase on average.

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Their Homes Are Intact, but the Fire Damage Inside Is Unbearable

Some evacuees from the Eaton fire have been allowed back into their homes, only to find that smoke and ash have made living there impossible for now.

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How Will L.A. Rebuild? The Recovery From the Wine Country Fire Offers Clues.

The Tubbs fire in 2017 wiped out more than 5,000 structures in a Northern California county. Homeowners faced challenges, but hundreds were able to rebuild within two years.

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Hit by Wildfire? Here’s How to Deal With Insurers and FEMA.

You don’t need to settle for what your insurance company or the government first offers. And you don’t have to fight alone.

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