Why Gen Z Has a Hard Time Building Credit

Roadblocks for today’s young adults include fewer entry-level jobs, rising debt and increasing reliance on debit cards or “buy now, pay later” loans.

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Judge Scraps Rule Eliminating Medical Debt on Credit Reports

The Trump administration joined with trade groups to ask a court to overturn a Biden-era rule that aimed to limit the impact of unpaid medical bills on consumers’ credit history.

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FICO to Include ‘Buy Now, Pay Later’ Loan History in Credit Scores

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers’ credit readiness.

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No, a TikTok Trick Won’t Erase Student Loan Debt

Videos promoting a quick hack for having student loans forgiven are circulating. Experts warn the trick doesn’t work.

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A Way for People With Low Credit Scores to Raise Them

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to credit bureaus.

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Chase Announces Annual Fee Increase to Its Sapphire Reserve Credit Card

The price jump is part of an ongoing shift for credit card companies and airlines toward premium rewards and high-end travelers.

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Student Debt Collections Restart on May 5. Here’s What to Know.

More than five million borrowers are in default, and millions of others are projected to be on the precipice.

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Millions of Student Loan Borrowers Are Behind on Payments

They’re seeing their credit scores drop, which will make it more difficult to buy a car or rent a home. And that has implications for the already slowing economy.

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Biden Administration Moves to Ban Medical Debt From Credit Reports

The future of the new rule remains in question, however, with President-elect Donald J. Trump set to return to the White House this month.

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Should You Trust Experian’s Smart Money Debit Card?

There’s not a lot of love for the credit bureaus, so why would you want one of them in your wallet? Experian’s pitch: A slightly better credit score. Maybe.

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